California Medical Health Insurance — Here’s One Option Business Owners Should Explore
Here is one option I’ll encourage you to explore if you want cheaper California medical health insurance: A number of states give home business owners an opportunity to reduce their rate. States that give this opportunity have laws that demand that insurers give home business owners the same rates as they do large businesses. In other states your home business qualifies for a group rate the day it has one employee.
Always remember that a member of your household who works with you in a home business is seen as an employee. Moreover, you’ll still qualify if that single employee works only part time. Group rates are always cheaper so ensure that you take advantage of this if you are a home business owner.
You can check with the state’s department of insurance if home businesses are qualified for group rates.